It is understandably devastating to experience any kind of injury that leaves you unable to earn an income, even if it’s only for a short period.
Of course, you are probably stressed about your financial wellbeing and concerned about what the future may hold in terms of employment.
Fortunately, there are several specific laws in place to protect you. So, if you have experienced an injury, these are the three main ways to recover your income, cover your medical expenses, and get your life back.
File A Workers’ Comp Insurance Claim
Work-related injuries are exceptionally prominent, and while some industries are more hazardous than others, accidents can happen just about anywhere. Fortunately, there’s a good chance your employer is covered for such instances and has workers’ comp insurance in place as a precaution for both valued employees and the business’s financial wellbeing.
However, to claim from a workers’ comp policy, your injury must fall into the category of work-related accidents; therefore, the injury must have occurred while at work or performing work-related tasks. Furthermore, the policy will mainly cover your medical expenses. Workers’ comp laws exist to protect the employee from the financial impacts of injuries.
Claim Social Security Disability Benefits
While social security benefits exist to take care of the elderly, disabled individuals can also claim these benefits. SSDI payments are calculated by your calculated average income before the injury or illness that left you disabled.
Although, these benefits are only applicable if you are disabled. So, this is the ideal solution for individuals who have experienced severe injuries or illnesses.
Once again, the best course of action to get your benefits is to consult an expert lawyer specializing in this particular area of the law. Often, disabled and retired individuals claim these benefits without legal assistance only to find their applications are denied for menial details. The decision to rely on an attorney means you won’t have to face potential benefit rejection.
File A Personal Injury Claim
The most common personal injury instances include car accidents, slip and fall incidents, medical malpractice, assault, and premises liability. The main detail that defines a personal injury lawsuit is the blatant negligence of another. Therefore, if another individual, business, or party’s negligence led to your injury, then you can claim compensation.
In these instances, the best type of lawyer to opt for is personal injury lawyers, as they are well-versed in this area of the law.
Accidents can happen to anyone at any time. Even though there are beneficial laws in place to help you recover your lost finances, if your disability leaves you unable to continue working in your current job role, it’s important to remember that there are vacancies out there for disabled individuals.
So, once you have recovered from the initial injury, you can use placement agencies to land a career that won’t be physically taxing. Some of the best jobs for disabled individuals include pharmaceutical sales reps, accountants, auditors, and others that pay pretty well.
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