Did you know that in 2020 there were 364,312 funeral services performed? Funerals are a common aspect of life and there’s a chance you may be in charge of planning for a funeral. If that’s the case, it’s important to know the answer to “how much does a funeral cost?”
This guide will break down all of the expected costs so that you can be as prepared as possible.
Ready to learn more? Let’s get started.
Funeral Costs to Consider
The first thing you need to be aware of is that funeral prices all vary depending on the state. Some states are more expensive than others. With that said, there are costs that are likely to apply pretty much everywhere.
The first is a basic service fee which covers the cost of permits, planning, and administration.
There are also service and merchandise fees that cover things like transporting, preparing, and embalming the body. It also covers funeral home fees for the viewing or memorial as well as any services and equipment services required for the graveside service.
You’ll also need to pay for a burial container or casket or whatever services are required for interment or cremation.
Many funerals offer services like flowers, organists, and clergy. You’ll need. to pay an added service fee or marked-up prices to account for the funeral home’s efforts.
Caskets tend to cost around $2,000 but that’s only the average. Premium caskets can cost as much as $10,000.
Certain buyers will buy a casket independently, but you’ll be responsible for shipping the casket to the funeral home. You can avoid the cost of a casket by choosing cremation.
There are also funeral homes that will rent you a casket if you plan on holding a viewing but have other burial plans.
The average cost for a burial funeral service is around $7,360. Cremation costs are a little lower: $6,260.
Preparing Funeral Expenses
For many families, death can come as an unexpected surprise. It can be challenging enough to afford a funeral with enough preparation, but it can be even more complicated if you’re caught off guard. There are luckily several ways to financially plan for your loved one’s funeral.
As you think of funeral ideas, you should also begin to do your research on financial assistance. There are life insurance policies, payable-on-death accounts, and military burial services—to name a few.
Even if you can afford funeral prices, it’s still important to plan ahead so that you don’t get surprised by any additional fees and costs.
How Much Does a Funeral Cost?
It can be difficult to navigate a funeral. After all, loved ones are mourning and money may be tight. The best way to prepare for expenses is to answer the question: how much does a funeral cost?
Remember that memorials are a celebration of life and they can be full of sadness, but they can also be full of joy. Once you’re able to understand funeral costs better, you can focus on honoring your late loved one.
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