3 Keys to Unlock Travel Savings

3 Keys to Unlock Travel Savings

If you like to get away for travel but fret over what can often be high costs, how do you reduce the stress? With as busy as your life can be, you need time to enjoy trips. This is whether they are only for a day, weekend or the more enviable week-long getaway. That...
When Am I Required to Submit Form SS-4?

When Am I Required to Submit Form SS-4?

SS-4 is the name of the form that you will submit to the IRS when you file for your EIN or Tax ID Number manually. Basically, you will be required to submit SS4 online when you want to get your Tax ID Number. Whether you are applying for business EIN, employer EIN, or...
Credit Matters More Than You Think

Credit Matters More Than You Think

Your credit score matters. No matter how you want to look at it, if you want to be able to secure loans and obtain competitive interest rates, a good credit score is what determines your fate with both of those items. Did you know that there are three main credit...
5 Rules to Follow When You Apply for a Personal Loan

5 Rules to Follow When You Apply for a Personal Loan

If you need some extra cash quickly, you might have considered a personal loan. When your savings aren’t enough (or non-existent!) and family members can’t support you, choosing to get a loan from a bank might seem like the best idea. However, there are some rules you...
What Is the Difference Between an SSN and ITIN?

What Is the Difference Between an SSN and ITIN?

Both a Social Security number (SSN) and individual taxpayer identification number (ITIN) are used by the IRS to identify payers of federal income tax. U.S. citizens and some individuals who are not citizens are eligible to apply for SSNs. Those who are not eligible...
How to Sell Your Home Without a Real-Estate Agent

How to Sell Your Home Without a Real-Estate Agent

There are dozens of reasons to sell your home yourself. You could want to save on commissions, screen buyers according to specific criteria, or make a quick sale to a buyer you know. In any case, the process isn’t all that complicated and with a little...